The mortgage market was strongly affected by the financial crisis of 2008, yet in the wake of the strengthening of the Spanish banking system (all Spanish banks passed the rigid stress test, the results of which were published in October 2014), mortgage lending is now gradually returning to the market in force.

The conditions have become stricter but the market is all the more strongly underpinned for it, and while for now cash buyers still dominate in areas such as the Costa del Sol, it is only a question of time before home financing returns to conventional pre-crisis levels.

We do not foresee a return to the ‘easy credit’ conditions of the 2000s, but instead to a more balanced scenario as existed earlier.

FM Properties Realty Group is the preferred partner of leading banks and financial institutions in the region, including Banco Santander, Banco Sabadell and Barclays to name a few. In addition we also work closely with IMS Mortgages and The Finance Bureau, trusted specialists whose expertise is built on many years experience in the business and whose reputation has grown during that time.

FM Properties Realty Group can act in a supporting and advisory role for both private buyers and investors when it comes to securing loans and mortgages. Contact us to see what we can do for you.

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